Privacy Policy

Last updated: February 14, 2024.

This Privacy Policy (“Privacy Policy”) addresses the privacy practices of RMS Investment Group, LLC (“RMS”) and the possible uses of the information that is collected, used, shared and secured via its website www.rmsco.com (“Website”) and via other submissions by you, the user (“You” or “Your’) to RMS. This Privacy Policy applies to the Services. This Privacy Policy is incorporated in the terms of the Terms of Service www.rmsco.com.

By using the Services, You consent to the terms of this Privacy Policy. If You do not agree to the terms and conditions of this Privacy Policy, including having Your personal information (“Personal Information”) used in any of the ways explained in this Privacy Policy, You should not continue to use the Website or Services.

Modifications or Changes

RMS may in its sole discretion, modify or change this Privacy Policy, at any time, effective upon posting the modified or changed Terms of Service on the Website. Any such changes will not apply to any information collected prior to the date on which RMS posted the revised Privacy Policy incorporating such modifications or changes. RMS may also modify, update, suspend or discontinue the Website and Services, in whole or in part, in its sole discretion for any or no reason, at any time and with or without notice.

If You do not agree to any of the amended terms, You agree to immediately stop using the Website and Services. Your continued usage of the Website and Services after such posting of modification or change means that You accept and agree to be bound by the amended Privacy Policy.

Information Collected

RMS collects information about You in various ways, such as, by Your voluntary submissions, and participation in services provided via the Website and Services, from third parties with Your consent, and through cookie and other tracking technology.

RMS collects the following information:

Personal Information

“Personal Information” includes but is not limited to information that tells us specifically who You are, such as Your name, phone number, email, and physical address.

Submission of User Generated Content

We collect information that You voluntarily provide to use through our Website or Services, such as your Personal Information and contact information You submit through the Website and Services, (“User Generated Content”).

Collective Information

We may collect general, non-personal, statistical information about the use of the Website and Services, such as how many visitors visit a specific page on the Website, how long they stay on that page, and which hyperlinks, if any, are clicked on. This information represents a generic overview of our users, including collective viewing habits, and allows us and other third parties to modify information, promotions and/or offers on services based on user traffic and behavior. We collect this information by using technologies such as cookies and web beacons, further discussed below. We collect this information to help enhance the Website and Services and to make a better visitor experience for You.

Third Party Information

We may supplement information You provide to us with information from other sources. We use this information to help us maintain the accuracy of the information we collect, to enable us to fulfill our services, to target our communications so that we can inform You of services and offers that may be of specific interest to You, and for internal business analysis or other business purposes consistent with our mission.

RMS may automatically collect non-personally identifiable information and data using cookies. Cookies are small text files a website uses to recognize repeat users, facilitate the user’s ongoing access to the website and facilitate the use of the website. Cookies also allow a website to track usage behavior and compile website usage information that will allow for the improvement of content and target advertising. Most browsers allow You to control cookies, including whether to accept them and how to remove them. You may set Your browsers to notify you if You receive a cookie, or You may choose to block cookies with your browser. However, please be aware that some features of our Website and Services may not function or may be slower if you refuse cookies. You may also get cookies from our advertisers or other third parties with links on the Website as described below. We do not directly control these cookies. The use of advertising cookies sent by third party ad servers is standard in the internet industry. Some cookies will remain on Your computer after You have left the Website.

RMS may use different types of cookies. The following explains the different types of cookies and their purpose:

Strictly Necessary or Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in Our systems. You can set your browser to block or alert you about these cookies, but that will cause some parts of the site to not work. If you chose to block or delete these cookies, please review the section “Managing Cookies” below.
Analytical or Performance Cookies: These cookies are used to enhance the performance and functionality of Our website. Although We would like to have this information, functional and performance cookies do not affect the way the website or application functions. However, without these cookies, certain functionality may become unavailable.
Marketing Cookies: Marketing or targeting cookies are used to make advertising messages more relevant to you and your interests, in some cases they select advertisements that are based on your interests.
Third-Party Website Cookies: When using Our website, you may be directed to other websites. These websites may use their own cookies. We do not have control over the placement of cookies by other websites you visit, even if you are directed to them from our website.

Managing Cookies

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You have the right to decide whether to accept or reject cookies.

Opt-Out Choices

You may choose whether to receive some Interest-based Advertising by submitting opt-outs. In order to opt-out of any Interest-based Advertising you must send an email to info@rmsco.com, indicating that you would like to opt-out of receiving some Internet-based Advertising. Please be aware that, even if You are able to opt out of certain kinds of Interest-based Advertising, You may continue to receive other types of ads. Opting out only means that those selected members should no longer deliver certain Interest-based Advertising to You but does not mean You will no longer receive any targeted content and/or ads from other ad networks.

Other Tracking Technologies

Tracking technologies may record information such as Internet domain and host names; protocol addresses (IP address); browser software and operating system types; clickstream patterns; the MAC address or other technical information from Your mobile device; location information through GPS, WiFi, Bluetooth, or similar technologies; and dates and times that our Website and Services are accessed. An IP address is a number that is automatically assigned to Your computer whenever You are surfing the web. Web servers, the computers that ‘serve up’ webpages, automatically identify Your computer by its IP address. The Website and Services may also use technology called “tracer tags”. These may also be referred to as “Pixels”, “Clear GIFs” or “Web Beacons”. This technology allows us to understand which pages You visit on our Website and other ways You interact with our Website and Services, such as communications made through the Website and Services. These tracer tags are used to help us to optimize and tailor our Website and Services for You and other users of our Website and Services. We may link the information we record using tracking technologies to Personal Information we collect.

Use of Information

In general, we do not and will not share your personally identifiable information except as set forth in this Privacy Policy. We do not sell, transfer, and/or share your personally identifiable information with third parties for their own marketing purposes.

We use the information we collect from you when you browse our Sites in the following manner:

  
    Categories of Personal Information
    Use of Information
  

    Identification information (e.g.,
features/pages accessed by a member),
location data (GPS).
    To operate and improve the Website and
associated services.
  

    Identification information (e.g.,
features/pages accessed by a member).
    To understand and analyze information related
to the number and type of visitors that browse
and use the Website.
  

    Name and email address.
    To provide you with information or Services
that you request from us, or that may be of
interest to you.
  

    Name and email address.
    To respond to your comments, inquiries and
questions.
  

    Name, mailing address, email address,
phone number, demographic information,
and educational information
    To process information of a prospective
employee.
  

    Name and email address
    To fulfill any other purpose for which you
provide it or for which you have given us
consent to use it.
  

Categories of Personal Information	Use of Information
Identification information (e.g., features/pages accessed by a member), location data (GPS).	To operate and improve the Website and associated services.
Identification information (e.g., features/pages accessed by a member).	To understand and analyze information related to the number and type of visitors that browse and use the Website.
Name and email address.	To provide you with information or Services that you request from us, or that may be of interest to you.
Name and email address.	To respond to your comments, inquiries and questions.
Name, mailing address, email address, phone number, demographic information, and educational information	To process information of a prospective employee.
Name and email address	To fulfill any other purpose for which you provide it or for which you have given us consent to use it.

Disclosures and Transfers of Information

RMS does not disclose Personal Information to third parties, except when one (1) or more of the following conditions is true:

RMS obtains Your permission to make the disclosure;
The disclosure is necessary for the purpose for which the personal information was obtained;

The disclosure is to financial service providers in order to fulfill and carry out the services requested by You;
The disclosure is permitted by relevant law;
The Personal Information to be disclosed is otherwise publicly available in accordance with the applicable law;
The disclosure is reasonably related to the sale or other disposition of all or part of our business or assets;
The disclosure is for RMS’ own marketing purposes or, with Your authorization, for the marketing purposes of third parties;
The disclosure is combined with information collected from other companies and used to improve and personalize services, content, and advertising from us or third parties;
The party to whom the disclosure is made controls, is controlled by, or is under common control with RMS;
The disclosure is in RMS’ sole discretion necessary for the establishment or maintenance of legal claims or legal compliance, to satisfy any law, regulation, subpoena or government request, or in connection with litigation;
The disclosure is in RMS’ sole discretion about users who RMS believes are engaged in illegal activities or are otherwise in violation of the Terms of Service or other agreements, even without a subpoena, warrant or court order; or
The disclosure is to outside businesses to perform certain services for us, such as maintaining our Website and Services, mailing lists, processing orders and delivering products and services, sending postal mail, processing claims for lost or stolen certificates, providing marketing assistance, confirming Your identity for review integrity, and data analysis (“Administrative Service Providers”), including Administrative Service Providers outside the country or jurisdiction in which You reside.

Prior to sharing of Your Personal Information with others, agreements are made between RMS and such outside parties to whom we are transferring data to provide for the allowable use and security of the transferred information in accordance with this Privacy Policy and any applicable law. If RMS becomes aware that any such outside party is improperly using or disclosing Personal Information, we will notify that outside party and request that it take reasonable steps to cease such use or disclosure.

Data Security, Integrity and Access

The Personal Information You provide and RMS collects is stored within databases that RMS controls directly or through its Administrative Service Providers. As RMS deems necessary and as required by the applicable law, it uses security measures appropriate for the sensitivity of the Personal Information and consistent with industry standards, including physical, organizational, and technological protection. However, since no security system is impenetrable, RMS cannot and does not promise nor guarantee the security of its databases, and cannot promise or guarantee that information You supply will not be intercepted while being transmitted to RMS over the Internet or taken through a third party criminal act. Nothing contained herein is any guarantee, warranty, or assurance that the Personal Information you provide to RMS will not be disclosed as a result of a third-party criminal act.

We retain Personal Information that we collect only if reasonably necessary to fulfill the purposes for which it was collected or to otherwise meet any legal requirements. Your information may be transferred to, and maintained on, computers located outside of Your state, province/territory, or country where the privacy laws may not be as protective as those where You live. If You are located outside the United States and choose to provide information to us, please be aware that we transfer Personal Information to the United States and process and store it there. As a result, this information may be subject to access requests from governments, courts, law enforcement officials and national security authorities in the United States according to its laws. Subject to the applicable laws, we will use reasonable efforts to ensure that appropriate protections are in place to maintain protections on the Personal Information. By submitting Your Personal Information, You consent to having Your personal data transferred to, processed, and stored in the United States.

Third Party Websites and Links

Please note that You may have cookies placed on Your computer by third party websites that refer You to the Website. Although we do not share Your Personal Information with these third party websites unless You have authorized us to do so, they may be able to link certain non-personally identifiable information we transfer to them with Personal Information they previously collected from You. RMS strongly encourages You to review the privacy policies of each website You visit to better understand their privacy practices. In addition, RMS would like to inform You that anytime You click on links which take You to third party websites, You will be subject to the third parties’ privacy policies. While we support the protection of our customer’s privacy on the Internet, RMS expressly disclaims any and all liability for the actions of third parties, including but without limitation to actions relating to the use and/or disclosure of Personal Information by third parties.

The Website and Services may contain links to other websites operated by third parties. RMS does not control such other websites and is not responsible for their content, their privacy policies, or their use of Personal Information. Our inclusion of such links does not, by itself, imply any endorsement of the content on such websites or of their owners or operators except as disclosed on the Website and Services. Any information submitted by You directly to these third parties is subject to that third party’s privacy policy.

Children’s Privacy

RMS does not intend the Website and Services to be used by individuals under the age of majority within the jurisdiction within which they reside without the supervision of a parent or guardian of majority age. RMS relies upon such parents or guardians to determine if the Website and Services are appropriate for the viewing, access, or participation by such individuals under the age of majority. If an individual under the age of majority uses the Website and Services, such individual may only use the Website and Services under the supervision of a parent or guardian of majority age.

We do not seek or knowingly collect any Personal Information about children under thirteen (13) years of age. If we become aware that we have unknowingly collected Personal Information from a child under the age of thirteen (13), we will make commercially reasonable efforts to delete such information from our database.

If You are the parent or guardian of a minor child who has provided us with Personal Information, You may contact us using the information below to request it be deleted.

Privacy Rights By State

This Privacy Policy describes how we may share Your information for marketing purposes. If You are a California resident, California law may provide You with additional rights regarding our use of Your Personal Information. California residents may request a list of any Personal Information provided to third parties in the preceding year for direct-marketing purposes. California residents can contact us by email, at info@rmsco.com and must attest that You are a California resident and provide a current California address for Your response.

Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Ohio without giving effect to any choice or conflict of law provision or rule that would cause the application of the laws of any jurisdiction other than the State of Ohio.

How To Contact Us

If You believe that something on the Website violates this Privacy Policy or if you have any questions, comments or to receive any further information regarding this Privacy Policy, please contact us by using the Contact Information below:

Email: info@rmsco.com